Privacy Policy
Effective Date: September 14, 2026
Island Asset Management (“IAM,” “we,” “us,” or “our”) is an investment adviser registered with the State of Georgia. We respect the privacy of our clients, prospective clients, and website visitors, and we are committed to safeguarding the personal information you share with us. This Privacy Policy explains what information we collect, how we use and share it, and the choices available to you, both in connection with our advisory services and your use of our website at [website URL].
1. Information We Collect
We may collect nonpublic personal information about you from the following sources:
- Information you provide to us directly — for example, on applications, account forms, or through conversations, email, or phone calls — such as your name, address, date of birth, Social Security number, income, net worth, and financial goals.
- Information about your transactions with us, our affiliates, or others — such as account balances, holdings, and investment activity, much of which we receive through our custodian, Charles Schwab Advisor Services.
- Information you submit through our website — for example, if you fill out a contact form or request more information, we may collect your name, email address, phone number, and any message you provide.
- Information collected automatically when you visit our website — such as your IP address, browser type, device information, and browsing activity, generally gathered through cookies and similar technologies (see Section 4 below).
2. How We Use Your Information
We use the information we collect to:
- Provide, administer, and manage your investment advisory account and services;
- Communicate with you about your account, our services, or matters you inquire about;
- Meet our legal, regulatory, and contractual obligations; and
- Maintain and improve our website and the security of our systems.
We do not use your nonpublic personal information for any purpose that is not consistent with this Privacy Policy.
3. How We Share Your Information
We do not sell your personal information. We may share information about you with the following categories of third parties, only as needed to service your account or as permitted or required by law:
- Our custodian, Charles Schwab Advisor Services, and other service providers who help us operate our business (for example, portfolio management, reporting, and client relationship management systems);
- Professionals such as attorneys, accountants, or auditors, where necessary to service your account;
- Regulators and other parties as required by law, regulation, subpoena, or court order; and
- A successor firm, in the event of a merger, acquisition, or transfer of our business.
Any service provider with whom we share information is contractually obligated to keep it confidential and to use it only for the purposes for which it was disclosed. We do not share your nonpublic personal information with unaffiliated third parties for their own marketing purposes.
4. Cookies and Website Tracking
Our website may use cookies and similar tracking technologies (such as web analytics tools) to understand how visitors use our site and to improve its functionality. These technologies may collect information such as your browser type, pages visited, and time spent on the site. You can typically set your browser to refuse cookies or to alert you when cookies are being used; please note that some parts of our website may not function properly if you disable cookies. [Confirm whether the site uses Google Analytics or similar tools, and update this section accordingly.]
5. Data Security
We maintain physical, electronic, and procedural safeguards designed to protect your nonpublic personal information, consistent with applicable law. Access to your information is restricted to personnel who need it to provide services to you. While we take reasonable steps to protect your information, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
6. Your Choices
We limit the sharing of your nonpublic personal information to what is necessary to service your account, and we do not share it with unaffiliated third parties for marketing purposes. As a result, federal and state privacy laws generally do not require us to offer an opt-out for our current information-sharing practices. If our practices change in a way that would require an opt-out, we will notify you and provide instructions for exercising that choice.
7. Children’s Privacy
Our website is intended for adults and is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites, and we encourage you to review the privacy policy of any site you visit.
9. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. We will post the revised policy on our website with an updated effective date. Clients will also receive our privacy notice at least annually, as required by applicable law.
10. Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us at:
Island Asset Management
1160 S. Milledge Ave, STE 230
Athens, GA 30605
706-224-3635
info@islandassetmanagement.com
