Important Disclosures & Legal Notices
Island Asset Management, LLC — Regulatory & Website Terms Information
This document outlines the regulatory, legal, and operational disclosures for the website of Island Asset Management, LLC (islandassetmgmt.com). These disclosures govern your use of our website and describe the terms under which investment advisory services are communicated.
Firm Summary & Regulatory Information
| Entity / Topic | Firm Details |
|---|---|
| Legal Firm Name | Island Asset Management, LLC |
| Firm CRD Number | #314592 |
| Regulatory Status | Registered Investment Adviser (RIA) registered with the State of Georgia |
| Principal Custodian | Charles Schwab & Co., Inc. (Member FINRA/SIPC) |
| Main Office (St. Simons) | 247 Edwards Plaza, Unit 17 Box 13, Saint Simons Island, GA 31522 | (912) 268-4343 |
| Athens Office | 1160 S. Milledge Ave, STE 230, Athens, GA 30605 | (706) 224-3635 |
| Primary Website | islandassetmgmt.com |
1. Advisory Status & Licensing
Island Asset Management, LLC (“IAM”) is an investment adviser registered with the State of Georgia. Being registered as an investment adviser does not imply a certain level of skill or training. IAM provides fee-only investment advisory and financial planning services.
IAM only transacts business in states where it is properly registered or notice-filed, or where an applicable exemption or exclusion from registration requirements exists. Direct, individualized responses to prospective clients involving the rendering of personalized investment advice for compensation will not be made without first complying with state regulatory requirements or an applicable exemption.
2. No Investment Advice or Solicitations
The content on this website—including articles, calculators, videos, commentary, interactive tools, and financial market insights—is provided for informational and educational purposes only. Nothing on this website should be construed as:
- Personalized investment advice or a recommendation to buy or sell any security.
- Personalized tax, accounting, or legal advice.
- An offer to buy or sell, or a solicitation of an offer to buy or sell, any security or financial instrument.
Investments or strategies discussed on this site may not be suitable for all investors. Readers are strongly encouraged to consult with a qualified financial advisor, CPA, or estate planning attorney regarding their specific financial situation before making any investment decisions.
3. Risk Disclosures & Performance Disclaimer
Investing involves risk, including the possible loss of principal invested.
- No Guarantees: Past performance is no guarantee of future results. Market conditions can fluctuate significantly, and all investment programs carry the risk of financial loss, including the complete loss of invested capital.
- Diversification & Asset Allocation: While asset allocation and portfolio diversification are core components of our strategy, they do not guarantee a profit, ensure against market downturns, or protect against capital loss.
- Hypothetical & Interactive Tools: Any financial calculators or hypothetical projections available on this site are illustrative only and do not represent actual portfolio results or guarantees of performance.
4. Custodial & Third-Party Relationships
Charles Schwab & Co., Inc. (“Schwab”) serves as the independent qualified custodian for client accounts managed by Island Asset Management, LLC. Schwab provides clearing, execution, and custody services to IAM clients.
Important Relationship Disclosures:
- Island Asset Management, LLC and Charles Schwab & Co., Inc. are separate, unaffiliated entities.
- Schwab is a registered broker-dealer and member FINRA/SIPC.
- IAM is not owned by, affiliated with, or sponsored by Charles Schwab & Co., Inc.
- IAM does not receive any portion of brokerage commissions or transaction fees charged by the custodian.
5. Availability of Form ADV Part 2A & Part 3 (Form CRS)
A complete copy of Island Asset Management, LLC’s current Form ADV Part 2A (Firm Brochure) and Form ADV Part 3 (Form CRS / Client Relationship Summary), detailing our business practices, advisory fees, fee schedule, and conflicts of interest, is available to the public.
- You may download a copy of our Form ADV from this website.
- Additional information about Island Asset Management, LLC (CRD #314592) is also available on the SEC’s Investment Adviser Public Disclosure (IAPD) website at www.adviserinfo.sec.gov.
6. Electronic Communications & Email Instructions
Unencrypted electronic communications (such as website contact forms and standard email) are not completely secure.
- Time-Sensitive Orders: Please do not send time-sensitive or transaction instructions (such as trade requests, buy/sell orders, wire transfers, or address changes) via email or contact forms, as we cannot guarantee receipt or timely execution.
- Sensitive Data: Do not send unencrypted sensitive personal identifiers (such as Social Security numbers, bank account numbers, or date of birth) via standard email messages.
7. External Links & Third-Party Content
This website may contain links to third-party websites, market data services, or external articles. These links are provided solely for your convenience. Island Asset Management, LLC does not control, endorse, or guarantee the accuracy, completeness, or timeliness of information found on third-party websites.
8. Privacy & Terms Updates
IAM respects client privacy and protects nonpublic personal information in accordance with state and federal laws. For full details on how we handle personal information, please review our Privacy Policy. IAM reserves the right to update or amend these Website Disclosures and Legal Terms at any time without prior notice.
